Our Portfolio of Services

 

Portfolio of Services

Personal Planning Services

Education Funding Strategies
Wealth Conservation
Wealth Maximization Strategies
The Living Balance Sheet®

 

Investment Planning –
Through Park Avenue Securities LLC (PAS)*

Asset Management Services*
Investment Advisory Services
Full Service Brokerage Capabilities:
Stocks, Bonds, Mutual Funds, Options, Variable Annuities

 

Retirement Planning

Personal Retirement Planning Design & Services
IRA’s
KEOGH Plans
Tax Sheltered Annuities
Retirement Income and Distribution Strategies
Coordination of Employer and Personal Retirement

 

Risk Management

Life Insurance
Disability Income Insurance**
Long Term Care Insurance**
Health Insurance
Personal Property/Casualty Protection
Retirement Contribution Protection

 

Estate Planning

Estate Tax Planning
Trust Planning Services
Business Succession Planning
Legacy Planning
Special Needs Planning for Your Estate

 

Charitable and Philanthropic Planning

Legacy Planning
Charitable Gifts - Tax Treatment


Corporate Services

Business & Estate Planning
Buy-Sell Funding
Business Continuation
Succession Planning
Exit Planning
Key Person Protection
Business Overhead Expense Protection
Business Loan Protection
Salary Continuation Alternatives
Commercial Property/Casualty Protection
Business Retirement Plan Design & Services

Employee Benefits
Group Medical Insurance
Group Life Insurance
Group Disability Income Insurance
Group Dental Insurance
Cafeteria Plans
401(k) Plans
Qualified Pension/Profit Sharing Plans

Executive Compensation
Deferred Compensation
Executive Bonus Plans
Defined Benefit Plans
Long Term Care Insurance
Split Dollar Plans

Employer – Provided Retirement Plans
401(k) Plans
Profit Sharing Plans
Defined Benefit Plans
Fully Insured 412(e)(3) Plans (formerly 412(i) Plans)


We coordinate with your attorney on legal matters, your CPA on tax strategies, your Banker or Loan Officer on banking matters and your Property/Casualty Agent on Property coverage issues; or we can recommend these professionals if you need one.
The Representatives of Lifetime Financial Growth are not licensed to sell investments in all 50 states. To find out if a Representative is licensed in your state, please contact Cheri McElroy at 412-391-6700.

Luttner Financial Group, a Lifetime Financial Growth Company is an Agency of The Guardian Life Insurance Company of America (Guardian), New York, NY. Securities products and services offered through Park Avenue Securities, LLC (PAS), member FINRA, SIPC. OSJ: 244 Boulevard of the Allies Pittsburgh, PA 15222, 412-391-6700 PAS is an indirect, wholly-owned subsidiary of Guardian. Luttner Financial Group, a Lifetime Financial Growth Company is not an affiliate or subsidiary of PAS or Guardian. Important Disclosures GEAR #2014-10161 (exp.08/16)